FHA/VA Buyers Welcome! Discover this inviting Bloomington residence, ideally situated for effortless access to parks, trails, public transit, major freeways, shopping, and dining options. The main level features beautiful hardwood floors beneath the carpeting, ready to be uncovered and restored to their original charm. The walk-out lower level opens to a tranquil pond setting, offering serene views and a peaceful atmosphere rich with wildlife. This level also includes built-in bookcases and a cozy gas fireplace in the family room, perfect for relaxing evenings or entertaining guests. Enjoy the screened-in three-season porch that seamlessly connects to a low-maintenance deck-ideal for outdoor living and unwinding. Bring your vision to this home and unlock its full potential, combining peaceful pondside living with the convenience of a sought-after neighborhood location.